REPs® Ladder is a series of policies that are tailored and customized to your portfolio needs. You are not restricted to 5/10/15/20 terms and get to enjoy staggering maturity value and cash flow.
Unlike other investments, no form of investment monitoring is required. REPs / TEPs is a sleeping investment and it can effortlessly help you reach your financial goals.
All you have to do is to put a lump sum and wait for the policy to mature.
Build Your Child’s Education Fund
Education is the best gift we can give our children. We all have big dreams for our children and want them to live a successful life. Yet, many times, we fail to consider how we can help our children reach their fullest potential. The financial commitments and challenges of having a newborn baby make it difficult for us parents to save for our child's education. We do not have the luxury of time of 18, 19, or even 20 years to build our child’s college fund. However, we can make full use of REPs® / TEPs to save.
As a parent, you can customize a simple and affordable educational plan with yearly pay-outs when your child reaches 18, 19, and 20 years old. REPs® Ladder allows you to decide when to start receiving the payout, be it 12, 13, or 14 years from your child’s college years, helping secure his/her future ahead.
Reach Your Retirement Goals Easily
Constructing a REPs® Ladder to meet your retirement needs is what we do. REPs Ladder consists of a series of policies that provide a constant yearly stream of income for you to enjoy in your golden years.
Many of our clients, who built their REPs® Ladder early, find themselves retiring earlier than the official retirement age in Singapore. Stacking can be done with a REPs® Ladder. For instance, when a plan matures, you can use a portion of the maturity payout for your living expenses. The remaining amount can be used to stack at the other end of the ladder to grow your savings further and provide you for future needs.
A REPs® Ladder provides you with a sense of security when you are no longer working. Besides helping you grow your wealth, it can also be passed on to your next generation, ensuring that they are well taken care of.