How Traded / Resale Endowment Policies (REPs®) (TEPs) Work

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With the example above, Jenny would have taken over a policy with only 15 years remaining instead of a full 25 years tenure. She will have to save an initial sum to takeover the policy. This will provide greater value and a much shorter waiting period.

Higher Returns

A REPs® / TEP could give you double or more returns than a brand new endowment policy.
Initial policy costs (commissions, policy fees) have been borne by the REPs Invest.
Cash values of endowment policies are structured to build up faster in the later part of the policy.

Shorter Duration

You need to continue the remaining terms of a REPs® / TEP, which in this case, is only less than half of the required duration.

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How Traded / Resale Endowment Policies (REPs®) (TEPs) Work

Higher Returns

This 10 years REPs® / TEP can give you returns that could be double or more than that of new policy.
The initial policy costs (commissions, policy fees, hidden charges) have been borne by the REPs Invest
Cash values of endowment policies are structured to build up faster only in the later part of the policy

Shorter Duration

Instead of starting a new policy which can be 25 years long, you only need to continue the remaining terms of REP/TEP and in this case, is only less than half of the required duration.